Funding Pips scored 62/100 in our review. It offers a decent mix of challenge types, fast onboarding, and access to three solid platforms with MT5, cTrader, and Match-Trader available. You can scale your account up to $2 million over time and earn up to a 100% profit split if you meet the right conditions.
That said, there are important caveats. Some of the strictest risk rules, like the 1% floating loss cap and 15% consistency requirement, only apply after you get funded, not during the evaluation. This catches a lot of traders off guard. The firm also runs frequent limited-time challenges, but the terms can change without much notice.
Funding Pips is widely known and has a huge online following. But if you’re looking for something fully transparent and rule-consistent from start to finish, you’ll need to read the fine print carefully before signing up.
Funding Pips scored 6/10 for challenges. On paper, the variety is solid – you can choose from four evaluation models: Instant Funding (Zero), One Step, and two versions of the Two Step (Standard and Pro).
But real-world testing and feedback highlight one recurring issue: the rules change once you’re funded.
There’s a mismatch between what you agree to during the evaluation and what gets enforced later. Key rules like the 1% floating loss limit and 15% consistency rule only apply after you pass, which has caught many users off guard. Add in the occasional limited-time challenge with vague or shifting terms, and it becomes clear this setup requires careful reading before you commit.
| Upfront Challenge Fees | Instant Funding | One Step | Two Step (Standard) | Two Step (Pro) |
|---|---|---|---|---|
| $5,000 | $69 | $59 | $36 | $29 |
| $10,000 | $99 | $99 | $66 | $55 |
| $25,000 | $199 | $199 | $156 | $109 |
| $50,000 | $299 | $319 | $289 | $219 |
| $100,000 | $499 | $555 | $529 | $399 |
This is marketed as “no evaluation,” but there’s still a catch. To unlock your first payout, you need to hit a 3% profit buffer, then earn another 1% – meaning the real target is 4%. And once you’re funded, you’re bound by some of the firm’s strictest rules.
The appeal of getting funded fast is real, but the low margin for error and hidden criteria mean this model suits only the most precise, disciplined users.
This model keeps things simple with a one-phase evaluation and now offers a 3% daily loss limit (down from 4%) on new accounts. There’s no lot cap anymore either, giving you more flexibility if you trade size.
If you want a faster path to funding with fewer restrictions upfront, this model works. Just keep in mind that funded account rules are still stricter than what you see during evaluation.
You’ve got two routes here: Standard and Pro. Both have a two-phase evaluation, but the difficulty level and rules are quite different.
FundingPips (Standard)
A more relaxed setup for those who want structure without added pressure. You now have the option to customise the Phase 1 profit target when you sign up.
This is the safest choice if you’re looking for a balance of rules and flexibility.
FundingPips Pro
This model is for experienced traders who want to complete their evaluation quickly but can handle tight risk parameters. You only need one trading day per phase, and a strict 45% consistency rule applies both during evaluation and after funding.
You can now customise your Phase 1 profit target at signup, giving you some control over your evaluation difficulty – though the default remains 6%.
If you want a quicker evaluation and you’re confident in your consistency and risk control, this model gives you a tighter but more direct path to scaling.
Once you’re funded, you can work your way up through the scaling program:
Verdict on Challenges and Funded Accounts
Funding Pips gives you plenty of challenge options and a high ceiling if you scale successfully. But the rule shifts between evaluation and funded phases – and the lack of clarity in time-limited promos – mean you need to read the fine print. The structure is decent, but the surprises can be costly, earning Funding Pips a score of 6/10 for challenges.
Funding Pips scored 6/10 for spreads and commission. The updated commission rates are easier to follow, but the firm still doesn’t publish spread data, making it hard to calculate your total cost per trade.
Funding Pips doesn’t list average or minimum spreads on their site. Instead, they provide you with test credentials so you can check live market conditions yourself. While this gives you real-time insight, it’s not a practical way to compare pricing – especially if you’re weighing costs across different firms.
The lack of clear spread benchmarks makes it tough to know what you’re actually paying. It’s a transparency gap that matters if you’re trying to budget your trades or optimise your strategy.
Funding Pips recently updated its commission structure, making it more consistent across models. Forex now starts at $5 per lot for most accounts, while the Zero model still charges $7. Crypto is charged as a percentage across the board, and other asset classes remain commission-free.
| Model | Forex | Crypto | Indices | Commodities | Oil |
|---|---|---|---|---|---|
| One Step | $5 per standard lot (RT) | 0.04% per trade | Free | Free | Free |
| Two Step (Standard) | $5 per standard lot (RT) | 0.04% per trade | Free | Free | Free |
| Two Step (Pro) | $5 per standard lot (RT) | 0.04% per trade | Free | Free | Free |
| Zero (Instant) | $7 per standard lot (RT) | 0.04% per trade | Free | Free |
RT = round turn
This setup gives most traders a lower entry cost on forex, with crypto now priced in line with usage rather than fixed lot sizes. Indices, commodities, and oil remain commission-free across all plans. Still, without clear spread data, you’re left to guess how these trades stack up in total cost.
Verdict on Spreads and Commission
The commission model is now clearer, and the lower $5 rate on most plans is competitive. But without published spreads, you still don’t get the full picture. That’s why this area remains a 6/10—it’s improved, but not fully transparent.
Funding Pips offers a range of tradable instruments with varying leverage across its account types:
Verdict on Markets and Leverage
Funding Pips offers a solid range of instruments, covering all major asset classes except stock markets. Leverage on the Pro account is competitive, especially for forex, providing enough flexibility for skilled traders. However, leverage on metals, crypto, and indices is relatively conservative, which may not suit high-risk or short-term trading strategies.
Funding Pips scored 6/10 for Platforms in our review. You get access to three options being MetaTrader 5, cTrader, and Match-Trader. But some usability quirks and access restrictions still hold this area back.
MT5 has become a default choice for many due to its fast execution, custom indicators, and multi-asset support. Its reintroduction at Funding Pips was a needed move after earlier platform disruptions in 2024. If you’re coming from MT4, you’ll find MT5 familiar but with better analytics and more order types.
cTrader offers cleaner charting and is generally preferred for more technical strategies. The downside? You’ll need to pay a $20 fee to use it, and it’s still not available to US traders. If you’re outside the US and don’t mind the fee, it’s a solid pick.
Match-Trader is the simplest of the three, designed for speed and ease of use. It’s a web-based platform with all the basics covered, though it lacks the deep customisation you get with MT5 or cTrader. If you’re new to trading or just want a clean interface, it’ll get the job done.
All accounts follow strict trading rules, no matter which platform you use:
These rules are important to understand, especially since some only apply after you’re funded.
Verdict on Trading Platforms
You get access to three capable platforms, which is a solid offering. MT5 is reliable, Match-Trader is easy to use, and cTrader has technical depth. But the $20 cTrader fee and US restrictions make access less consistent. Combined with strict post-funding rules, the prop firm scores 6/10 for platforms and rules.
Funding Pips scored 7/10 for Payments and Payouts. You can earn up to a 100% profit split, and the prop trading firm now gives you instant payouts to Visa and MasterCard.
These upgrades add convenience, but unclear fee disclosures and model-based payout delays still affect the overall experience.
You can pay your challenge fee using:
Profit splits range from 80% to 100% depending on your model and scaling progress. The minimum payout amount is 1% of your initial balance. There is no maximum withdrawal limit.
You can request your payout using:
Reward requests are generally processed within 1 to 3 business days. Once approved, trading is temporarily disabled during the payout process and resumes after funds are sent.
Verdict on Payments and Payouts
Funding Pips scores 7/10 for Payments and Payouts, with their score recently improving thanks to the introduction of instant credit card payouts. The ability to withdraw profits quickly to Visa or Mastercard adds real convenience, especially for funded traders who want faster access to earnings. But payout timing still depends on the model you’re using, and the lack of clear fee breakdowns makes it harder to plan ahead.
Funding Pips offers live chat and a Help Center, but support quality is mixed and educational content is minimal. The prop firm has added WhatsApp access for Master traders, but unless you’ve reached that level, help can be slow or unclear.
You can reach support through the site’s live chat widget, but don’t expect instant answers. Wait times vary, and responses often feel scripted or generic, especially if your question involves payout rules or challenge terms.
For Master traders, dedicated WhatsApp support has been introduced, promising faster and more direct help, but this isn’t available to all users.
There’s no real education suite here. The Help Center covers onboarding, rule summaries, and payout instructions, but there are no strategy tutorials, trading guides, or structured learning tools. If you’re looking to grow as a trader or want mentorship, you’ll need to look elsewhere.
Verdict on Support and Education
Funding Pips still falls short when it comes to trader support. Unless you qualify for WhatsApp access, the help experience is slow and lacks depth. The absence of meaningful education tools also makes this firm harder to recommend for newer traders.
Funding Pips scored 6/10 for Trust in our review. While the firm has a good TrustPilot Score and a massive Discord following, their rating for this area dropped after we assessed recent trader complaints and past disruptions. The temporary suspension of its Trustpilot profile in 2024, combined with recurring reports of slippage, withheld profits, and rule inconsistencies, reflects a disconnect between marketing and user experience.
Funding Pips currently has a 4.5/5 star TrustScore based on 43,000+ reviews, however, Trustpilot temporarily suspended the profile in June 2024 due to an influx of reviews tied to media attention, raising questions about the legitimacy of some ratings. Although the profile was reinstated, recent reviews tell a different story.
There are pages of one star reviews from the past 30 days alone, with complaints highlighting serious issues:
These recent reviews underscore ongoing dissatisfaction, particularly with execution quality and unclear terms.
Funding Pips hosts an impressive Discord community with over 172,000 + members, offering channels for strategy sharing, market insights, and trader networking. Despite its size, the community does not offset the broader concerns highlighted in reviews.
Verdict on Trust and Community
Funding Pips has a large and active community, but trust is undermined by inconsistent rule enforcement, platform disruptions, and mixed trader feedback. A high review score alone isn’t enough to outweigh ongoing issues with execution quality and transparency. For traders who value consistency and reliability, higher-scoring firms offer more assurance.
Funding Pips is one of the most heavily marketed prop firms in the industry, with a strong focus on social media campaigns, paid promotions, and influencer partnerships. This aggressive marketing strategy has helped it achieve high visibility globally, often outpacing competitors in search volume and web traffic, regardless of trader sentiment.
According to Google search data, Funding Pips averages 450,000 monthly branded searches, making it the third most searched prop firm worldwide. Data from Similarweb in March 2025 shows a similar trend, with the firm receiving over 4.4 million global site visits, ranking it as the third most visited prop firm online.
| Country | Q1 2025 Monthly Searches |
|---|---|
| India | 165,000 |
| United States | 18,100 |
| Spain | 14,800 |
| United Kingdom | 14,800 |
| Germany | 12,100 |
| Uzbekistan | 12,100 |
| Pakistan | 9,900 |
| Nigeria | 9,900 |
| Kenya | 9,900 |
| Italy | 8,100 |
| South Africa | 6,600 |
| France | 5,400 |
| Canada | 4,400 |
| Indonesia | 3,600 |
| Netherlands | 2,900 |
| Malaysia | 2,900 |
| Poland | 2,900 |
| Australia | 1,900 |
| Brazil | 1,900 |
| Austria | 1,300 |
| Philippines | 880 |
| Singapore | 880 |
| Cyprus | 480 |
| Hong Kong | 260 |
| Vietnam | 210 |
  India
|
165,000 1st
|
  United States
|
18,100 2nd
|
  Spain
|
14,800 3rd
|
  United Kingdom
|
14,800 4th
|
  Germany
|
12,100 5th
|
  Uzbekistan
|
12,100 6th
|
  Pakistan
|
9,900 7th
|
  Nigeria
|
9,900 8th
|
  Kenya
|
9,900 9th
|
  Italy
|
8,100 10th
|
Getting started with Funding Pips is simple, but it’s crucial to read the rules closely—especially the ones that kick in after you’re funded. Some traders have lost accounts due to post-evaluation rules they weren’t expecting.
You can also now copy trades across your own accounts, and travel IP restrictions have been removed, giving you more flexibility to trade from anywhere.
If transparency is a top priority for you, you might want to explore broker-backed alternatives like DNA Funded or ThinkCapital.
Funding Pips scored 62/100 overall in our review, with average or below-average ratings across every key category. The prop trading firm’s challenge structure is a relative strength, offering variety and scaling potential. However, this is offset by ever-changing limited time models and stricter risk rules introduced only after traders are funded, contributing to its 5/10 Challenges score.
Spreads transparency scored at 4/10, as the prop firm refuses to publish standard benchmarks and instead relies on live test accounts, an approach that does not align with industry best practices.
The firm also earned 3/10 for Trust due to a history of rule enforcement issues, negative trader reviews, and the temporary suspension of its Trustpilot account. Other categories like Platforms, Payouts, and Markets sit between 4/10 and 6/10, reflecting inconsistent experiences and lack of clear disclosures.
Overall, while Funding Pips has scale and visibility, its operational inconsistencies, hidden conditions, and support issues make it difficult to recommend over more transparent, broker-backed alternatives like DNA Funded or BrightFunded.
Funding Pips received a 62/100 score in our review, making it an average-rated prop firm with both strengths and significant drawbacks. It offers multiple challenge types, scaling potential, and access to MT5, Match-Trader, and cTrader. However, inconsistent rule enforcement, payout clarity issues, and support concerns still affect overall trust. It’s best suited for experienced traders who understand the firm’s risk limits and evolving model terms, while beginner traders may prefer a broker backed prop firm.
The owner of Funding Pips is Khaled Ayesh, based in Dubai. In 2024, the firm faced major disruptions after MetaQuotes cut services due to regulatory issues, and it also lost its partnership with BlackBull Markets. Although Ayesh promised a quick recovery, the events raised ongoing concerns about the firm’s reliability and transparency.
Funding Pips processes most payouts within 1 to 3 business days, depending on your model and chosen withdrawal method. Instant payouts to Visa or Mastercard are now available and typically arrive within 30 minutes once approved. Crypto withdrawals are also supported and usually processed within a few hours, though delays can occur during high-volume periods.
Funding Pips launched in 2020 but temporarily shut down in 2024 due to MetaQuotes-related issues. It later resumed operations with alternative platforms. While active for several years, transparency concerns and mixed reviews continue to affect its reputation.
The 10-lot rule previously limited traders to opening a total of 10 lots per day, mostly affecting funded accounts on certain models. However, this restriction no longer applies to new 1-Step accounts, as Funding Pips has officially removed the daily lot cap for those purchases. Other models may still have volume limits, but the old 10-lot rule is largely outdated and no longer enforced on most new accounts.